Author: Rodrigo Mora

Workers’ comp audits are common across industries, but insurers focus heavily on high-risk sectors. 1. Construction Construction has: Common problems: 2. Restaurants and Hospitality Restaurants often face audits because of: Auditors often review: 3. Cleaning Services 4 Cleaning businesses frequently have: Many insurers assume contract cleaners are employees unless proven otherwise. 4. Landscaping and Tree…

Workers’ Compensation Audit Checklist Use this checklist when helping a client prepare for a New York Workers’ Compensation audit. Business Information Payroll Documentation Auditors verify payroll numbers against tax filings. Required documents: Important:Overtime pay usually has special treatment in workers’ comp calculations. Accounting Records Auditors cross-reference payroll with financial records. Provide: These documents help auditors…

Workers’ Compensation Audit Checklist Use this checklist when helping a client prepare for a New York Workers’ Compensation audit. Business Information Payroll Documentation Auditors verify payroll numbers against tax filings. Required documents: Important:Overtime pay usually has special treatment in workers’ comp calculations. Accounting Records Auditors cross-reference payroll with financial records. Provide: These documents help auditors…

Handling a Workers’ Compensation audit in New York is mostly about preparation, documentation, and understanding how insurers calculate premiums. These audits are common and typically happen after the policy period ends to verify payroll, employee classifications, and risk exposure. Below is a practical step-by-step guide to manage a Workers’ Comp audit properly—especially useful for business…

Client Risk Assessment Checklist Use this during onboarding or before issuing any Form 1099-NEC. 🔍 Worker Classification Review Ask your client: Behavioral Control Financial Control Relationship of the Parties Examples: Company Type Worker Role Roofing Company Roofer Framing Company Framer Painting Company Painter Electrical Contractor Electrician 🚨 If YES → Likely Employee under NY Fair…